Can You Split Payments On Amazon? [Important Guide]

Have you ever wondered if you can split payments on Amazon? Well, the good news is that Amazon does offer the option for customers to split payments between multiple payment methods!

While not all items are eligible for split payments, items that are eligible will have the option at checkout.

Customers may choose to split payment between credit cards, debit cards, Amazon gift cards, prepaid debit cards with a Visa or Mastercard logo, or bank accounts.

To know more about Amazon’s payment methods, you can also check out our related posts on how to cancel an Amazon order, how to change your payment method on Amazon, and how to use Amazon gift cards.

Amazon, Image Credit: Amazon

Can You Split Payments on Amazon In 2023?

Hey there! As of 2023, Amazon does not have the option to split payments between two debit or credit cards. However, customers can split payments using a gift card and a debit or credit card. It’s important to note that Amazon only accepts a split payment made with a gift card and a debit/credit card.

If you’re interested in learning more about how to split payments on Amazon or how to add payment methods to your Amazon account to split the payment, keep reading for more helpful tips and information.

How Do I Split a Payment on Amazon With a Gift Card?

If you want to split a payment on Amazon with a gift card, there are some steps that you need to follow. Firstly, you need to purchase enough gift cards to cover the cost of the products you wish to buy. You can purchase these gift cards either from retail stores that offer gift cards or directly from

After getting the gift cards, add the items to your cart, making sure that the total amount matches the value of one of the gift cards. If the total amount exceeds the value of the gift card, you can use multiple gift cards to cover the purchase.

Next, apply the gift card codes to your Amazon account by selecting the “Gift Cards” option at the top of the Amazon homepage and then selecting “Apply to Your Account.”

Once you have applied the gift card codes, proceed to the checkout and follow the instructions for adding the gift card codes to your purchase in the “Payment Method” screen. Then, add your debit or credit card as your second form of payment.

Finally, before checking out, review your order to ensure that you have followed all the proper steps. Once you have confirmed that both payment methods have been applied, you can proceed to checkout and complete your purchase.

How Do I Add an Amazon Gift Card to my Amazon Account?

Hey there!

If you’re wondering how to add an Amazon gift card to your Amazon account, it’s pretty simple! Here are the steps:

First, purchase a gift card either from a retail kiosk or directly from

Next, go to the “Gift Cards” option at the top of the screen and select “Apply to Your Account.”

Enter the claim code found on your Amazon gift card, and proceed to the checkout.

If you’re planning to make a split purchase and want to use multiple gift cards to pay for it, it’s a good idea to purchase multiple gift cards to split the payment more evenly between your debit/credit card and gift cards.

Hope that helps! Let me know if you have any other questions.

Can I Use a Visa/ Mastercard Gift Card to Split a Payment on Amazon?

Hey there! If you’re wondering whether you can use a Visa or Mastercard gift card to split a payment on Amazon, I’m sorry to inform you that it’s not possible. Even though Amazon allows split payments with gift cards, prepaid Visa and Mastercard gift cards cannot be used for this purpose.

Prepaid credit cards are different from regular gift cards since they work like traditional credit cards on payment terminals. As a result, they don’t come with codes that customers can enter into their Amazon account.

However, if you have prepaid credit cards that you’d like to use up, you can always purchase an online gift card from and use it to split your payments.

Amazon, Image Credit: Amazon

Which Payment Methods Does Amazon Allow?

Hey there! If you’re wondering which payment methods Amazon accepts, they have a few options available for customers. These include Visa debit/credit cards (including pre-paid Visas), Mastercard (including pre-paid Mastercards), American Express, and Amazon Pay. While Amazon doesn’t allow for split payments with multiple credit/debit cards, customers can still break up their purchases into multiple orders if they’re concerned about spending too much all at once. Hope that helps!

Why Doesn’t Amazon Allow Split Payments With Credit/ Debit Cards?

Amazon may not allow split payments with credit/debit cards due to certain restrictions put in place by their credit card service provider. These restrictions are generally implemented to minimize the risk of fraud, as it can be difficult to verify a customer’s identity when they use multiple forms of payment. While it may be inconvenient for some customers, Amazon’s priority is to maintain a secure and trustworthy platform for all its users.

Which Stores and Websites Allow Customers to Split Their Payments?

Want to split your payments and looking for other options? Although Amazon does not allow split payments with credit/debit cards, some retail stores and websites do offer split payment options.

You can split your payments in Crate & Barrel, Land of Nod (both in-store and online), Walmart (in-store), and Starbucks (in-store). However, online stores that allow split payments are very few, and most require customers to pay in full with one form of payment.

Amazon, Image Credit: Amazon

Keep in mind that online merchants face difficulties in verifying customers’ identities when they use multiple forms of payment, making it more challenging to allow split payments. Additionally, some credit card service providers may place restrictions on merchants, preventing them from offering split payments.

If you want to learn more, check out our related articles on whether Amazon has a phone number for customer service, which credit bureau Amazon uses, and whether Honey works on Amazon.

Also Read: Fake Amazon Emails 2023 [What To Do, How To Spot Them, Who Sends Them + More]


If you’re an Amazon customer, you can only split your payments by using an gift card alongside your credit or debit card. Unfortunately, splitting payments with two separate credit or debit cards or pre-paid credit cards isn’t currently possible on Amazon or most other websites.

To split payments using an Amazon gift card, customers will need to enter their gift card code into their Amazon account and apply it to their order at checkout, along with their debit or credit card.

Although it may not be possible to split payments in the way that some customers would prefer, there are other payment options available on Amazon, including Visa Debit/Credit, Mastercard (including Pre-paid Mastercards), American Express, and Amazon Pay. Some other retail stores and websites also offer split payment options, but customers should be prepared to pay in full with one form of payment on most online stores.